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Banks Q4 results preview: HDFC Bank, ICICI Bank to SBI — Lenders to see muted earnings with NIM pressure

The Indian banking sector is expected to post subdued earnings growth in Q4FY25, driven by modest loan and deposit growth, pressure on net interest margins (NIMs), and rising slippages in unsecured and microfinance segments. However, improved recoveries and regulatory changes may aid credit costs. According to Motilal Oswal Financial Services (MOFSL), net interest income (NII)…

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